Medical Insurance. Vehicle Insurance. Home Owner and Rental Insurance. You know you need insurance for your daily life. But have you ever thought about travel insurance?
Bridget S., a Global Connections, Inc. travel agent with over a decade of experience found out first hand just how handy travel insurance can be.
Since 2002, she has been helping travel club members and travel agency customers go on vacation. She knows most people decline the insurance, confident nothing will happen to their vacation. And sadly, inevitably, it does to someone at some time because no one is immune, not even her.
“Recently my husband flew to Germany and we purchased insurance thinking only about medical issues. When he arrived in Munich, he discovered his bags had been lost by the airline. When I mentioned this to a colleague, she reminded me I had the insurance. I hadn’t even thought about that! So, luckily the insurance allowed him to buy some new clothes, toothpaste, deodorant, and small things to tide him over until his luggage was found,” she explained.
They even found it useful when an unexpected family death occurred.
“When we were visiting Germany on a different trip, my husband’s grandpa passed. The insurance we had covered trip interruption, providing reimbursement for his hotel stay, train, and some meals while he was attending the funeral.”
Bridget pointed out these were things she hadn’t even considered when she purchased the protection. Now, she is quick to share her personal experiences with her clients in hopes they take her advice to buy the protection.
A vacation can cost hundreds of dollars. From where you stay and how you get there, it can be expensive to get away, and there are hazards that can prevent or ruin your grand escape. When you purchase travel from Global Connections, you are offered different types of coverage depending on what you purchase.
Travel Protection is offered for our condominium accommodations provided by Nationwide. Travel Insurance is offered when you purchase cruises, tours or other services from our travel agency and vary by provider for your travel services. Both typically offer coverage for trip cancellation, protecting against the loss of non-refundable travel costs like airfare, hotel or tour expenses as well as protection against loss due to medical emergencies, damage to personal property and more. Just ask your travel professional for all the details when you are planning your next vacation.
“Insurance is a very important part of the trip. In all reality, the $50 or more that insurance costs is well worth the $250 or more you get back when an issue occurs. It is not a luxury, it is a necessity!” she concluded.
So the next time you make your travel plans, ask about Travel Protection or travel insurance. You just never know when you might need to file a claim!